Monday, 29 February 2016


Hai Readers......
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Syndicate Bank, one of the Public Sector Bank has declared the result of Post Graduate Diploma in Banking and Finance – Online Test conducted by IBPS.
Candidates can click on the below link to download the list of shortlisted candidates.


Affirming that the economy is right on track, Finance Minister Arun Jaitley presented the Union Budget for 2016-17. Citing that the CPI inflation has come down to 5.4% from 9 plus, he said it is huge relief for the public.We are providing you the Budget highlights and it will help you learn the schemes and the changes launched by the union government.

Highlights of the Union Budget

  • Infrastructure and agriculture cess to be levied.
  • Excise duty raised from 10 to 15 per cent on tobacco products other than beedis
  • 1 per cent service charge on purchase of luxury cars over Rs. 10 lakh and in-cash purchase of goods and services over Rs. 2 lakh.
  • 0.5 per cent Krishi Kalyan Cess to be levied on all services.
  • Pollution cess of 1 per cent on small petrol, LPG and CNG cars; 2.5 per cent on diesel cars of certain specifications; 4 per cent on higher-end models.
  • Dividend in excess of Rs. 10 lakh per annum to be taxed at additional 10 per cent.
  • SUVs, Luxury cars to be more expensive. 4% high capacity tax for SUVs.
  • Companies with revenue less than Rs 5 crore to be taxed at 29% plus surcharge
  • Limited tax compliance window from Jun 1 – Sep 30 for declaring undisclosed income at 45% incl. surcharge and penalties
  • Excise 1 per cent imposed on articles of jewellery, excluding silver.

Vocabulary Of The Day(FEB 29th Hindu Editorial)

TOPIC-1: For a green economy that is also just.
            India’s solar power programme has come under intense scrutiny by global political and business leaders, especially given its aggressive intent and extensive trade opportunities. The programme, a part of the National Solar Mission, envisages an addition of 100,000 megawatts of solar power capacity by 2022. This initiative is also seen as a critical sub-component of the global effort to limit the extent of climate change. The recent ruling by the World Trade Organisation (WTO) against India must be read against this background. The WTO has ruled that the domestic content requirement (DCR) imposed by New Delhi on the production of solar cells and modules under the National Solar Mission violates global trade rules. According to the dispute settlement panel of the WTO, “These are inconsistent with both Article III:4 of the GATT [General Agreement on Tariffs and Trade] 1994 and Article 2.1 of the TRIMS [Trade-Related Investment Measures].’’ It has gone on to say that the DCR measures “do accord less favourable treatment’’ within the meaning of the provision under Article III:4 of the GATT 1994. The WTO ruling comes three years after the U.S. raised a dispute against India, and following the inability of the two countries to agree on the changes suggested by New Delhi to its solar programme. India is convinced that the DCR is a mechanism to facilitate sustainable development. It has even indicated that it is willing to apply the DCR only for buying solar panels used for government sector consumption, and has assured the U.S. that power generated from such subsidised panels will not be sold for commercial use. Coming as it does in the midst of a presidential election year, the WTO order in this instance is a significant victory for the U.S. Hailing the ruling, President Barack Obama said: “The U.S. can’t have other countries engaged in practices that disadvantage American workers and American businesses.’’ Given the potential for positive social and economic outcomes from the ambitious solar power programme, India will be compelled, as some other countries have done, to contest the WTO ruling before the appellate body.
            The WTO ruling also comes soon after the Paris climate change agreement, and is bound to open up a wider debate across nations over whether initiatives such as the solar mission, with its social relevance and significant implications for a green economy, must be viewed only from the prism of a pure business opportunity. Given India’s size and also the need to provide meaningful job opportunities for millions of people, it is imprudent to conceive of a framework that either disadvantages or discourages domestic endeavour. The fight against climate change is not an exclusive cause; it has to move in tandem with the provision of jobs and the creation of an environment that facilitates a green economy. The onus for this lies not just on the developing countries. It is time the big economies realised their responsibility in building a greener world.

1.scrutiny :critical observation or examination.
2.aggressive : ready or likely to attack or confront; characterized by or resulting from aggression.
3.intent : intention or purpose.
4.envisages: contemplate or conceive of as a possibility or a desirable future event.
5.violates :break or fail to comply with (a rule or formal agreement).
6.dispute : a disagreement or argument.
7.inconsistent : not compatible or in keeping with.
8.assured : confident.
9.Hailing : (of a large number of objects) fall or be hurled forcefully.
10.compelled :force or oblige (someone) to do something.
11.relevance : Having a bearing on or connection with the matter at hand.
12.imprudent : not showing care for the consequences of an action; rash.
13.endeavour : try hard to do or achieve something.
14.tandem :a bicycle with seats and pedals for two riders, one behind the other.
15.onus : something that is one's duty or responsibility.
TOPIC-2: Reworking the Supreme Court’s role.
            By admitting a Special Leave Petition that seeks the setting up of a ‘National Court of Appeal’ to hear routine appeals in civil and criminal matters from the High Courts, the Supreme Court has signalled its willingness to grapple with a question that has been raised unsuccessfully in the past. The question is whether the apex court should be burdened with the responsibilty of examining the correctness of every case decided by the High Courts, and whether it should not be allowed to devote its time entirely to settling questions of constitutional importance. The underlying issues may include the accumulating backlog of cases in the Supreme Court, and the need to separate pending cases into those that touch upon constitutional questions and other routine matters. Constitutional questions may refer to the validity of a statute or a rule, or to issues that require interpretation of the Constitution. A third concern relates the oft-cited difficulties of litigants from different parts of the country for whom New Delhi may be too far. The solutions put forward include dividing the Supreme Court into a ‘Constitutional Division’ and a ‘Legal Division’; having the principal Constitution Bench in Delhi and creating four regional Benches to hear appeals on High Court orders; and, third, creating a National Court of Appeal that will have four ‘Cassation Benches for the adjudication of non-constitutional matters.
            According to the Union Law Ministry, which recently rejected a lawyer’s demand for a National Court of Appeal, successive Chief Justices of India have been against the establishment of Benches outside Delhi. Further, it has obtained legal opinion that a Constitution amendment to revisit the Supreme Court’s role would be impermissible as it would change the court’s character under the Constitution. The opinion appears to disfavour a suggestion by the Law Commission in its 229th Report (2009) that if necessary Article 130 (“The Supreme Court shall sit in Delhi or in such other place or places, as the Chief Justice of India may, with the approval of the President, from time to time, appoint”) may be amended to implement its suggestion that Cassation Benches may be set up in four regions, while the Constitution Bench sits in Delhi. Courts of Cassation are courts of last resort to reverse decisions of lower courts. A key issue to be settled is whether it will be advisable for the highest court to share with a possibly inferior court of appeal its power under Article 136 to grant special leave to appeal on High Court orders. Also, in recent times the Supreme Court has been conscious of its role as the interpreter of the Constitution, and holds a sitting of a Constitution Bench virtually every day. Even within the present structure, regional Benches may help address the problem of access to justice but not that of accumulation of cases. The idea of a National Court of Appeal requires consideration, but in a manner that would not undermine the undoubted authority of the Supreme Court of India.

1.grapple : engage in a close fight or struggle without weapons; wrestle.
2.apex : the top or highest part of something, especially one forming a point.
3.seeks :attempt to find (something).
4.underlying :used to identify the idea, cause, problem.
5.accumulating :gather together or acquire an increasing number or quantity of.
6.statute :a written law passed by a legislative body.
7.interpretation :the action of explaining the meaning of something.
8.litigants :a person involved in a lawsuit.
9.Cassation :an informal instrumental composition of the 18th century, similar to a divertimento and often performed outdoors.
10.adjudication :the action or process of adjudicating.
11.impermissible :not permitted or allowed.
12.amended :make minor changes to (a text, piece of legislation, etc.) in order to make it fairer or more accurate, or to reflect changing circumstances.
13.inferior :ower in rank, status, or quality.

14.undermine :erode the base or foundation of (a rock formation).


Highlights of Union Budget 2016-17

Infrastructure and agriculture cess to be levied.
Excise duty raised from 10 to 15 per cent on tobacco products other than beedis
1 per cent service charge on purchase of luxury cars over Rs. 10 lakh and in-cash purchase of goods and services over Rs. 2 lakh.
SUVs, Luxury cars to be more expensive. 4% high capacity tax for SUVs.
Companies with revenue less than Rs 5 crore to be taxed at 29% plus surcharge
Limited tax compliance window from Jun 1 - Sep 30 for declaring undisclosed income at 45% incl. surcharge and penalties
Excise 1 per cent imposed on articles of jewellery, excluding silver.
0.5 per cent Krishi Kalyan Cess to be levied on all services.
Pollution cess of 1 per cent on small petrol, LPG and CNG cars; 2.5 per cent on diesel cars of certain specifications; 4 per cent on higher-end models.
Dividend in excess of Rs. 10 lakh per annum to be taxed at additional 10 per cent.
Personal Finance

LIC AAO:Computer Quiz

Computer Quiz

1. Which of the following is part of the system unit?
(1) Keyboard
(2) Floppy disks
(3) Monitor
(4) Memory
(5) CD

2. Specialized programs that allow particular input or output devices to communicate with the rest of the computer system are called ____.
(1) operating systems
(2) utilities
(3) device drivers
(4) language translators
(5) Connectors

3. The primary purpose of software is to turn data into:
(1) Websites
(2) graphs
(3) programs
(4) objects
(5) information

4. The _____________ enables you to simultaneously keep multiple web pages open in one browser window.
(1) Tab bar
(2) pop-up helper
(3) Tab row
(4) Address bar
(5) None of these

5. Information is?
(1) Summarization process of data
(2) Data Information
(3) Textual form of data
(4) Facts and figures
(5) None of these

6. Total memory of system can be known using?
(1) DIR commands
(2) MEM commands
(3) Warm boot
(4) TOT MEM commands
(5) None of these

7. The first graphical web browser are?
(1) Gopher
(2) WAIS
(3) CERN
(4) Mosaic
(5) None of these

8. Which of the following is correct?
(1) POWER(2^3)
(2) POWER(2,3
(3) POWER(2#3)
(4) POWER(2*3)
(5) None of these

9. What what is the default font in MS Word?
(1) Gothic Bold
(2) MV Biol
(3) Times new roman
(4) Arial
(5) None of these

10. ………………is the process of carrying out commands.
(1) Fetching
(2) Storing
(3) Executing
(4) Decoding
(5) None of these

11. Latest Entry Level Desktop  PC  have  at least more than ------ of RAM.
(1) 100bit
(2) 100Byte
(3) 100KB
(4) 100 MB
(5) None of these

12. ---------- Bar is located at top of WordPad / Notepad /MS Word window.
(1) Title
(2) Menu
(3) Tool
(4) Format
(5) None of these

13. What is the decimal from of 3b4?
(1) 846
(2) 848
(3) 946
(4) 948
(5) None of these

14. The ---------- button on the quick access toolbar allow you to cancel your recent commands or action.
(1) Search
(2) Cut
(3) Document
(4) Undo
(5) None of these

15. What type of virus use computer hosts to reproduces it?
(1) Time bomb
(2) worm
(3) Melissa virus
(4) Macro virus
(5) None of these

16. ---------- is a signaling method that handles a relatively wide range of frequencies.
(1) Broadband
(2) DLF
(3) Dial-up 
(4) both 1& 3
(5) None of these

17. Block on buffer caches are used:
(1) to handle interrupts
(2) to increase capacity of main memory
(3) to improve disk performance
(4)to speed up main memory read operation
(5) None of these

18. The term --- designate equipment that might be added  to a computer system to enhance. Its functionality.
(1) Digital device
(2) system add
(3) Disk pack
(4) Peripheral device
(5) None of these

19. A disk content that is recorded at the time of manufacture and that cannot be changed or erased by the user.
(2) Memory only
(3) Run only
(5) None of these

20. A device designed to read information encoded onto a small plastic card is .
(1) light pen
(2) pun chard  card
(3) magnetic  tape
(4) magnetic
(5) badge reader

1. 4
2. 3
3. 5
4. 3
5. 1
6. 2
7. 4
8. 2
9. 5
10. 3
11. 4
12. 1
13. 4
14. 4
15. 2
16. 1
17. 3
18. 4
19. 1
20. 5

LIC AAO:Reasoning Quiz

Reasoning Quiz

Directions (1-5): In each group of questions below are three statements followed by two conclusions numbered I and II. You have to take the given statements to be true even if they seem to be at variance from commonly known facts and then decide which of the given conclusions logically follow from the three statements disregarding commonly known facts. 
Give answer—
(1) If only conclusion I follows.
(2) If only conclusion II follows
(3) If either conclusion I or conclusion II follows.
(4) If neither conclusion I nor conclusion II follows.
(5) If both conclusion I and conclusion II follow.

Statements (1-2):
No coconut is a lemon.
All lemons are onions.
All coconuts are groundnuts.

1. Conclusions: 
I. Some groundnuts are not onions.
II. All lemons are groundnuts is a possibility.

2. Conclusions: 
I. Some lemons which are groundnuts are also a part of onions
II. No onion is coconut.

Statements (3-4):
Some thousands are millions.
All millions are billions.
All trillions are billions.

3. Conclusions: 
I. All thousands are trillions is a possibility.
II. No billion is thousand is a possibility.

4. Conclusions: 
I. Some trillions are millions is definitely true.
II. At least some trillions are not thousands.

5. Statements : 
All refrigerators are televisions.
All juicers are refrigerators.
No television is radio.

I. Some radios are not juicers.
II. All refrigerators are radios is a possibility.

Statements (6-10):
Some mobiles are calculators.
All calculators are machines.
All equipments are mobiles.

6. Conclusions: 
I. No equipment is machine is a possibility.
II. Some machines which are mobiles are also a part of equipments.

7. Conclusions: 
I. All equipments are calculators.
II. Some equipments are not calculators.

Directions : Each of the questions below consists of a question and two statements numbered I and II given below it. You have to decide whether the data provided in the statements are sufficient to answer the question. Read both the statements and give answer

1) if the data in statement I alone are sufficient to answer the question, while the data in statement II alone are not sufficient to answer the question.
2) if the data in statement II alone are sufficient to answer the question, while the data in statement I alone are not sufficient to answer the question.
3) if the data either in statement I alone or in statement II alone are sufficient to answer the question.
4) if the data in both the statements I and II together are not sufficient to answer the question.
5) if the data in both statements I and II together are necessary to answer the question.

8. How is ‘never’ written in a code language? 
I. ‘never ever go there’ is written as ‘na ja ni ho’ in that code language.
II. ‘go there and come back’ is written as ‘ma ho sa ni da’ in that code language.

9. Among M, P, K, J, T and W, who is lighter than only the heaviest?
I. P is heavier than M and T.
II. W is heavier than P but lighter than J who is not the heaviest.

10. What does ‘S’ mean in a code language? 
I. ‘5 $ # 3’ means ‘flowers are really good’.
II. ‘7 # 3 5’ means ‘good flowers are available’.

11. How is P related to J?
I. M is brother of P and T is sister of P.
II. P’s mother is married to J’s husband who has one son and two daughters.

12. How many students are there between Suresh and Mohan in a row of fifty students? 
I. Suresh is twelfth from the left end and Mohan is seventeenth from the right end.
II. Suresh is six places away from Jayesh who is twentieth from the left end.


1. (2)
2. (4)
3. (1)
4. (4)
5. (1)
6. (1)
7. (4)

Solutions (8-12):
8. (4)
9. (5)
10. (5)
11. (5)
12. (1)

LIC AAO:English Quiz

English Quiz

Directions: (1-5) Rearrange the following eight sentences ( A) , ( B), ( C ) , ( D), ( E), (F), ( G) and ( H) in the proper sequence to form a meaningful paragraph; then answer the questions given below them.

(A) But I always felt somewhere in my mind that I loved acting.
(B) He never wanted me to be an actor, as he didn’t look upon theatre or acting as respectable vocation.
(C) Firstly, there was no tradition of theatre in my- family.
(D) I am talking specifically of acting, not theatre in general.
(E) My parents were old- fashioned.
(F) I will answer all your queries a little elaborately.
(G) Let alone theater, arts in general had no place of respect in my family.
(H) My father was a government servant.

1. Which of the following will be the LAST sentence?
(1) G
(2) C
(3) H
(4) D
(5) E

2. Which of the following will be the FIRST sentence?
(1) A
(2) B
(3) D
(4) C
(5) F

3. Which of the following will be the SIXTH sentence?
(1) B
(2) C
(3) A
(4) D
(5) E

4. Which of the following will be the FOURTH sentence?
(1) D
(2) E
(3) A
(4) B
(5) G

5. Which of the following will be the THIRD sentence?
(1) H
(2) E
(3) G
(4) C
(5) A

Directions (6-9) Read each sentence to find out whether there is any error in it. The error, if any, will be in one part of the sentence. The number of the part is the answer. If there is no error, the answer is ‘5’. (Ignore errors of punctuation, if any).

6. Many animals and plants live in water (1) / but not in the same kind of water (2) / because not all water is the same . (3) / Sea water, for instance, contains a lot of salt, fresh water contains very little. (4) /  No error (5)

7. A sparrow has made a nest in Kesho’s house (1) / and had laid eggs. Both Kesho and his sister Shyama (2) / watched the nest for hours every day. (3) / Even meal times were forgotten. (4) / No error (5)

8. A skillful advertiser may be able to create (1) / practically a monopoly for himself. (2) / not because his product is superior to (3) / but because he has succeeded in inducing people to believe that it is . (4)/ No error (5)

9. Whatever may be the origin of speech, (1)/ we can be certain that man did not began (2)/ to feel the need to speak (3) / until he began to live in communities. (4) / No error (5)

1. 4
2. 5
3. 1
4. 2
5. 3
6. 4
7. 1
8. 2
9. 2


Quant Quiz

Directions—(1–5) What approximate value will come in place of the question-mark (?) in the following questions ? (You are not expected to calculate the exact value.)

1. 465•84 + 765•86 – 211•99 = ?
(1) 1100 
(2) 1080
(3) 1000
(4) 1020
(5) 1060

2. 151.1% of 151.1 + 151.1 = ?
(1) 380 
(2) 400
(3) 350 
(4) 420
(5) 440

3. 2001 × 473 ÷ 1001 – 245 = ?
(1) 650 
(2) 700
(3) 950 
(4) 850

4. √2450 - √1200 + √440 = ?
(1) 59 
(2) 53
(3) 44 
(4) 25
(5) 36

5. 501/58 * 291/101 ÷ 31/155 = ?
(1) 140 
(2) 125
(3) 95 
(4) 85

Direction (6-10) : In the following number series only one number is wrong. Find out the wrong number.

6. 122, 465, 681, 806, 833, 897, 905
(1) 833
(2) 905
(3) 465
(4) 806
(5) 897

7. 1248, 628, 318, 165, 85.5, 46.75, 27.375
(1) 628
(2) 85.5
(3) 318
(4) 165
(5) 27.375

8. 54.5, 66, 75, 83, 88.5, 92, 93.5
(1) 83
(2) 88.5
(3) 92
(4) 93.5
(5) 75

9. 6, 49, 305, 1545, 6196, 18603, 37218
(1) 6196
(2) 49
(3) 305
(4) 1545
(5) 18603

10. 22, 12, 13.5, 23, 47, 120.5, 365
(1) 120.5
(2) 13.5
(3) 23
(4) 47
(5) 365


1. (4)
2. (1)
3. (2)
4. (5)
5. (2)

Railway Budget :quiz

1. World’s first bio-vacuum toilet developed by Indian Railways is being used in _________. 
A. Sabarmati Express
B. Bibrugarh Rajdhani express
C. Humsafar
D. Uday Express
2. Railways plan a capital of ____________ in Rail Budget 2016.
A. 1.25 lakh crores
B. 1.21 lakh crores
C. 1.29 lakh crores
D. 1.11 lakh crores
3. How much budgetary support would be given to the railways by the government this year?
A. Rs 40,000 crores
B. Rs 60,000 crores
C. Rs 50,000 crores
D. Rs 55,000 crores
4. Rail University is to be established at Indian Railway Academy at _____________.
A. Vadodara
B. Gandhinagar
C. Bhopal
D. Hyderabad
5. Railway Ministry intends to take up on priority provision of passenger amenities and beautification of stations at pilgrimage centres including ____________.
I. Amritsar
II. Chenganaur
III. Varanasi
IV. Gaya
Choose the correct answer
A. I & III
B. All of the above
C. Only III
D. I, III & IV
6. Which among the following trains is not introduced in the railway budget of 2016-17?
A. Tejas
B. Shataabdi Express
C. Humsafar
D. Uday Express
7. In the railway budget 2016-17, Suresh Prabhu introduced elevated suburban corridor(s) to be constructed in Mumbai. What is(are) the name(s) of the elevated suburban corridors to be constructed.
I. Churchgate Virar
II. Wazirabad Janakpuri
III. CST- Panvel
IV. Western Railway
Mark the correct answer from the following
A. Only II
B. I, III & IV
D. I & III
Answer D
8. Who among the following has never been a Railway Minister?
A. Nitish Kumar
B. Suresh Prabhu
C. C.K. Jaffer Sharief
D. Shivraj Singh Chouhan
9. Railway budget 2016-17 put forward to increase the lower berth quota for senior citizens by how much percent?
A. 10%
B. 30%
C. 50%
D. 70%
10. Railways will commission _________ length of new tracks in next year.
A. 2000 Km
B. 2300 Km
C. 2500 Km
D. 2800 Km


  • President Declares Kerala Country’s First Digital State
  • Vedanta Wins India’s First Ever Gold Mine Auction
  • DMRC to transport Cargo on Airport Express Line
  • Odisha CM elected as BJD President for 7th Consecutive Term
  • Finance Minister Arun Jaitley will present General Budget in Parliament today.
  • UK Women are Oldest All-Women Transatlantic Crew
  • Moody’s cuts Oman’s Credit Rating for First Time
  • Record-breaking South Korea filibuster runs beyond 100 hours
  • World’s First Boeing 727 make its last Flight
  • Rouhani, moderates make big gains in Iran polls
  • SEBI Restrains 43 Illicit Fund Raising  Schemes
  • First BRICS bank loan to India likely for solar project: Kamath
  • Aurobindo Pharma gets USFDA nod for HIV drug
  • Google invites Startups for accelerator program
  • Whatsapp to end Support for BlackBerry, Nokia
  • MIT Creates Early Warning System for Rogue Waves
  • India Wins 2 Gold Medals at Race Walking Championships
  • Olympics teams to be charged for Mosquito Nets
  • India defeated Pakistan by 5 Wickets in Asia Cup
  • Malayalam filmmaker Rajesh Pillai passes away

88th Academy Awards/Oscars 2016

88th Academy Awards/ Oscars 2016

Best Picture - 'Spotlight' 

Best Actor in a Leading Role - Leonardo DiCaprio for 'The Revenant' 

Best Actress in a Leading Role - Brie Larson for 'Room' 

Best Directing - Alejandro G. Inarritu for 'The Revenant' 

Best Original Screenplay - Tom MacCarthy and Josh Singer for 'Spotlight' 

Best Adapted Screenplay - Charles Randolph and Adam McKay for 'The Big Short' 

Best Actress in a Supporting Role - Alicia Vikander for 'The Danish Girl' 

Best Costume Design - Jerry Beavan for 'Mad Max: Fury Road' 

Best Production Design - Collin Gibson and Lisa Thompson for 'Mad Max: Fury Road' 

Best Makeup and Hairstyling - Lesley Vanderwalt, Benicio Del Toro and Jennifer Garner for 'Mad Max: Fury Road' 
Best Cinematography - Emmanuel Lubezki for 'The Revenant' 

Best Film Editing - Margaret Sixel for 'Mad Max: Fury Road' 

Best Sound Editing - Mark Mangini and David White for 'Mad Max: Fury Road' 

Best Sound Mixing - Chris Jenkins, Gregg Rudloff and Ben Osmo for 'Mad Max: Fury Road' 

Best Visual Effects - Andrew Whitehurst, Paul Norris, Mark Ardington and Sara Bennett for 'Ex Machina' 

Best Short Film (Animated) - Gabriel Osorio and Pato Escala for 'Bear Story' 

Best Animated Feature Film - Pete Docter and Jonas Rivera for 'Inside Out' 

Best Actor in a Supporting Role - Mark Rylance for 'Bridges of Spies' 

Best Documentary (Short Subject) - Sharmeen Obaid-Chinoy for 'A Girl in the River: The Price of Forgiveness' 

Best Documentary (Feature) - Asif Kapadia and James Gay-Rees for 'Amy' 

Best Short Film (Live Action) - Benjamin Cleary and Serena Armitage for 'Stutterer' 

Best Foreign Language Film - Hunagry; 'Son of Saul' directed by Laszlo Nemes 

Best Music (Original Score) - Ennio Morricone for 'The Hateful Eight' 

Best Music (Original Song) - Jimmy Napes and Sam Smith for 'Writing on a wall' from 'Spectre'